Let’s say you are in the very, very fortunate position that we’re in and you’ve paid off credit cards, cars, student loans, and a mortgage, so you’re now debt free. Well done!
You’ve also managed to somehow max your retirement contribution. Rockstar!
You’ve got something left each month for investing in something else, like real estate or dividend investing, or for saving for another goal, like a vacation. Kudos to you!
If this sounds like you, then it sounds like you’re in the boring phase of personal finance. You’ve got your stuff together and now you’re coasting.
At some point, there may not be any relevant blog posts or podcasts for you to consume because you’ve created a budget, cut your expenses, increased your income, automated bill payments, etc.
Maybe you’ve already come to the same conclusion I have, so you’re taking steps to scratch your own itch. Awesome!
But do you ever get the feeling that you’re missing something? I do. All the time.
Whether or not you’re in the boring phase of personal finance, I want to hear from you.